Mexican Home Insurance

Building & Contents

• Value and sum insured selected by the insured.
• Hydro meteorological coverage included.
• Hurricane coverage for beach front locations included.
• Earthquake and volcanic eruption coverage included.
• Betterments and Improvements investment covered, special for condos.
• Solar panels included in the building section.
• Outdoor construction and underground equipment included.
• Debris removal included.
• Remodeling added value for building included.
• Additional new acquisitions for contents included.
• Golf carts covered as a household good including third-party liability coverage.
• Loss of rents included.
• Extra living expenses included.
• Inflation endorsement to protect against racing cost.
• It is granted under the general conditions of the product Hogar Flex.

Liability

• Family liability in and out of the House.
• Landlord liability.
• Tenants liability.
• Sports liability as an amateur.
• Bicycles, roller blades, kayaks and motorless vehicles liability.
• Pet liability.
• Domestic employees medical expenses included.
• Legal defense expenses included.
• Automatic third property damage payment without legal process up to US&200.
• It is granted under the general conditions of the product Hogar Flex.

Robbery

• Household goods
• Jewelry, art, and difficult to replace objects*
• Robbery outside of the house.
• Money and securities covered in and out of the house.

*Coverage with specified sub limits per item

Glass Breakage

• Glass breakage, inside and outside – all risk coverage.

Electronic & Electrodomestic

• TV´s, computers, refrigerators, dishwashers, microwaves, electric ovens, washers,dryers, sound equipment, etc.

Machinery Breakdown

• Pumps, engines, pool equipment, transformers, elevators, heaters, boilers, etc.

Premium Coverage & Benefits

• Car keys or house keys, lost or damaged: replacement expenses.
• Locksmith, plumber, electrical, glass breakage assistance services.
• Repair expenses to stop further damages.
• Removal expenses to stop further damages.
• Additional repair expenses required by authorities.
• Policyholder life insurance due to an accident.
• Dental services.
• Optical services.
• Pet medical assistance.
• Ambulance services.
• Additional living expenses due to a catastrophic event.
• Loss of official documents; replacement expenses.
• Fraudulent charges to credit or debit card.
• Expenses for loss of identity.