General Liability Insurance in Moreno Valley, CA
Employee accidents, property damage and theft are some of the common risks businesses face every day. Many businesses purchase general liability insurance to address these risks. This type of policy may provide coverage against a range of potential claims, helping companies manage their financial stability in the face of unforeseen incidents.
What Is General Liability Insurance? 
General liability insurance, often known as GL insurance, is a form of business insurance that may cover common risks associated with business operations. This insurance may pay for legal fees, medical expenses and damage related to third-party bodily injuries, property damage and certain personal injury claims (like slander or libel). It may serve as a resource for managing the high costs associated with lawsuits and other claims, allowing businesses to focus on their operations without being burdened by unexpected financial setbacks.
Who Is Covered Under This Policy?
A general liability policy helps protect the business against common liability claims. It may provide coverage for the following entities:
- The business itself, or the legal entity, may be covered from claims related to third-party injuries, property damage and personal injuries.
- Employees may be covered for actions taken on behalf of the business, depending on the policy specifics.
- Independent contractors working under the business may also be covered, although this varies by policy.
Who Needs General Liability Insurance?
Most businesses, regardless of size or industry, may benefit from general liability insurance. It is essential for businesses that interact directly with the public, work on clients’ properties or handle third-party data and intellectual property. Generally, this type of insurance is a practical choice to help manage unforeseen risks.
Contact Us
Discover how [email protected] can support your business. Contact us today to discuss tailored insurance solutions designed just for you.